PitchSend

Investor Presentaiton

Consolidated financial statements BALANCE SHEET Dec. 31, Assets 2015 Dec. 31, 2016 Dec. 31, Dec. 31, Equity and liabilities 2015 2016 Cash, central banks, post office banks 98 261 Financial liabilities 3 3 Financial assets 136 4 Deposits from credit institutions 4,773 4,638 Loans and advances to credit institutions 663 473 Amounts due to customers 1,370 1,826 Customer loans and receivables 8,255 9,225 Debt securities 1,542 1,967 Tax assets 3 2 Tax liabilities 275 269 Other assets 170 231 Other liabilities 284 423 Property and equipment 5 10 Equity 1,083 1,080 Total assets 9,330 10,206 Total equity and liabilities 9,330 10,206 INCOME STATEMENT Dec. 31, Dec. 31, 2015 2016 Net banking income 409 419 General operating expenses (150) (155) Cost of risk (61) (20) Operating income 198 244 Other non-operating income (7) 0 Pre-tax income 191 244 Income taxes (59) (95) Net income for the year 132 149 PSA Appendix 1 27 Debt Investor Presentation - April 2017 BANQU FRANGE

View entire presentation