1H24 Financial Results

| Wholesale Wholesale funding Wholesale funding is diversified across differing products, currencies and tenor Portfolio mix Short-term funding by product $bn Long-term funding¹ Short-term funding² Term Funding Facility (TFF) 32 12% 81 30% Long-term funding by currency Dec 23 Certificates of deposits 158 58% Central bank deposits 57% 20% Commercial paper MTN 14% 9% Other 0% Jun 23 Dec 22 Jun 22 0% 20% 40% 60% 80% 100% Long-term funding by product Senior bonds 32% Covered bonds 19% 3 □AUD AT1/T24 19% □ USD TFF 16% □ EUR Structured MTN 8% □ Other Securitisation 4% Other 2% 1. Represents the carrying value of long-term funding inclusive of hedges. 2. Excludes short-term collateral deposits (-$0.6bn). 3. Includes TFF drawdowns. 4. Additional Tier 1 and Tier 2 Capital. 116

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