RBC Business Segments and Market Strategy
Strength of a high quality liquid balance sheet
$1,200BN
(as at January 31, 2016)
Assets
Cash and Reverse Repos
39% Liquid
Assets
Trading & Investment Securities
Liabilities & Capital
Unsecured Funding
129%
coverage
Secured Funding
RBC
31%
Wholesale
funding
Loan portfolio
represents 43%
Personal Deposits
53%
of total balance
sheet
excluding
allowances and
including sold
MBS as per
IFRS
Derivatives are
Residential Mortgages (1)
Capital +
Retail-
124%
coverage
Business & Government Deposits
related
Other Retail Loans
Wholesale Loans
funding
Securitization (1) and Covered Bonds
Capital
on balance
Other Assets (2)
sheet as per
IFRS
Other Liabilities (2)
Appendix
(1) Securitized agency MBS are on balance sheet as per IFRS. (2) Other assets include $133BN of derivatives related assets, largely offset by derivatives related liabilities in Other
liabilities. Under IFRS derivative amounts with master netting agreements cannot be offset and the gross derivative assets and liabilities are reported on balance sheet.
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