Emirates NBD Financial Performance and Market Update
Appendix
Strategy
Financial & Operating Performance
Emirates NBD Profile
Operating Environment
Emirates NBD
20
Funding and Liquidity
Highlights
•
•
Liquidity Coverage Ratio (LCR) of 157.3% and AD ratio of
95% demonstrates healthy liquidity position
Liquid assets of AED 63.1 Bn as at Q2-17 (15.7% of total
liabilities)
Debt & Sukuk term funding represent 10% of total liabilities
AED 1.6 Bn of term debt maturing in remainder of 2017. In H1-
17, AED 4.8 Bn of private placements issued in 4 currencies
with maturities out to 10 years
Maturity profile for 2017 and 2018 affords the Group ability to
consider public and private debt issues opportunistically
Advances to Deposit (AD) Ratio (%)
118.5
105.1
102.0
98.1
99.5
95.2
95.9 96.1
94.2
95.0
92.8 93.4
92.5
Q4 09 Q4 10 Q4 11 Q4 12 Q4 13 Q4 14 Q4 15 Q1 16 Q2 16 Q3 16 Q4 16 Q1 17 Q2 17
Target range
AD Ratio
Customer
deposits
80%
Composition of Liabilities/Debt Issued (%)
Liabilities (AED 400.9 Bn) Debt/Sukuk (AED 41.6 Bn)
Banks
6%
Others
4%
Syn bank
borrow.
2%
Maturity Profile of Debt Issued (AED Bn)
Maturity Profile of Debt/Sukuk Issued
12.9
100% = AED 41.6 Bn
Debt/Sukuk
10%
Loan secur.
0%
EMTNS
7%
Sukuk
1%
1.6
*Including cash and deposits with Central Banks but excluding interbank balances and liquid investment securities
6.4
5.9
5.1
5.1
3.7
0.6 0.2
0.1
0.1
2017
2018
2019 2020 2021 2022 2023
2024 2025 2026 2027View entire presentation