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Investor Presentaiton

Consolidated Statements of Operations ($ in thousands, except share and per share data) Revenue: Interest income Interest expense Net interest margin Revenue from real estate owned Total revenue 9/30/2021 For the Three Months Ended 6/30/2021 3/31/2021 12/31/2020 9/30/2020 34,023 $ (12,669) 21,354 30,859 (11,092) 19,767 $ 30,704 $ 29,144 $ 30,626 (12,139) (11,499) (11,875) 18,565 17,645 18,751 5,850 3,764 2,658 3,560 3,623 27,204 23,531 21,223 21,205 22,374 Expenses: Management and incentive fees to affiliate 3,175 2,951 2,567 2,388 1,847 Professional fees 480 615 785 438 639 General and administrative expenses 1,119 1,195 1,157 935 969 General and administrative expenses reimbursed to affiliate 773 788 752 762 802 Expenses from real estate owned 5,339 3,842 3,277 4,151 4,046 Total expenses 10,886 9,391 8,538 8,674 8,303 Provision for current expected credit losses 6,367 (3,883) (3,240) (1,877) (1,048) Realized losses on loans sold 4,008 Change in unrealized losses on loans held for sale (3,998) Income before income taxes 9,951 Income tax expense, including excise tax Net income attributable to common stockholders $ 9,951 $ 18,023 408 17,615 $ 15,925 185 15,740 $ EA 14,408 1 181 14,407 $ 14,928 15,109 Earnings per common share: Basic earnings per common share Diluted earnings per common share $ 0.21 $ 0.21 $ 0.43 $ 0.43 $ 0.46 $ 0.45 $ 0.43 $ 0.43 0.45 0.44 Weighted average number of common shares outstanding: Basic weighted average shares of common stock outstanding Diluted weighted average shares of common stock outstanding Dividends declared per share of common stock (1) 46,957,339 41,009,175 34,417,040 47,209,469 41,294,597 34,720,950 33,349,475 33,567,072 33,337,445 33,550,444 $ 0.35 $ 0.35 $ 0.35 $ 0.33 $ 0.33 1. There is no assurance dividends will continue at these levels or at all. 22 22 ARES COMMERCIAL REAL ESTATE CORPORATION
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