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Investor Presentaiton

Deposits and CDs (Billion yen) 2021/3 Deposits and CDs Personal Corporate 2,679.7 2,186.5 2022/3 Change % Change 2,937.7 3,018.3 +80.6 +2.7% 2,383.1 2,441.0 +57.9 +2.4% 518.4 540.6 +22.2 +4.2% Trends in Deposit/CD Balance ■ All deposits ■ Personal ■ Corporate 2,704.5 2,208.1 2,937.7 3,018.3 TOCH GN TOCHIGI BANK Tochigi Bank deposits show an increase mainly in personal deposits from the locally rooted business base. Corporate deposits have been increasing, due in part to efforts to boost liquidity as a defensive measure against the impact from the COVID-19 pandemic. Deposit Balance by Prefecture (2022/3) (Billion yen) (Billion yen) Gunma Ibaraki Tokyo 34.4 1.1% 24.4 0.8% 23.9 0.8% 2,738.7 2,383.1 2,441.0 2,246.1 Increase mainly in personal deposits 518.4 540.6 430.2 435.4 443.5 2018/3 2019/3 2020/3 2021/3 2022/3 Saitama 495.3 16.4% Tochigi 2,440.1 80.9% 6
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