Investor Presentaiton

LOAN QUALITY Non-Performing Loan and Special Mention Loan Non-Performing Loan - by Segment Special Mention - by Segment (BRI Segment 2018 2019 2020 2021 2022 1Q'22 1Q'23 3.51% 3.51% 2.47% 3.03% 3.95% 4.44% 6.17% Segment 2018 2019 2020 2021 2022 1Q'22 1Q'23 1.01% 1.18% 0.83% 1.49% 1.74% 1.77% 2.24% Micro Micro Consumer 1.03% 1.10% 1.49% 1.78% 1.83% 1.93% 2.01% Consumer 2.49% 2.52% 2.69% 2.20% 2.76% 2.95% 3.45% Small 3.14% 3.17% 3.61% 4.05% 4.30% 4.39% 4.45% Small 4.28% 4.63% 3.19% 3.42% 4.30% 5.46% 5.70% Medium 6.80% 5.38% 4.61% 3.57% 2.26% 3.95% 2.06% Medium 2.87% 2.97% 3.07% 3.08% 2.55% 3.14% 3.08% Corporate 5.49% 5.18% 7.57% 6.68% 4.68% 5.89% 4.19% Corporate 7.73% 5.04% 2.85% 6.94% 4.32% 7.25% 3.46% Bank Only NPL% - 2.16% 2.62% 2.94% 3.08% 2.82% 3.15% 3.02% Bank Only SML% 3.65% 3.93% 2.75% 3.70% 3.87% 4.91% 5.08% Subsidiaries - NPL% 4.88% 5.89% 2.49% 2.08% 1.24% 2.39% 1.30% Subsidiaries - SML% 6.01% 4.41% 6.00% 4.68% 3.90% 5.76% 6.03% Consolidated - NPL % 2.28% 2.80% 2.88% 3.00% 2.67% 3.09% 2.86% Consolidated - SML % 3.70% 3.97% 3.13% 3.81% 3.90% 5.02% 5.20% Note: All numbers are bank only, unless stated as consolidated 34 34

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