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Investor Presentaiton

Analysis of Deposits Deposits by Currency (€ bn) Group Financial Results for the six months ended 30 June 2020 Jun 20 17.85 16.51 0.22 1.69 2.20 16.84 0.17- 16.69 16.25 16.30 2.11 0.29-0.11 0.29-0.10 1.48 1.29 0.29-0.10 0.27-0.10 1.74 1.28 1.31 8% 2% Other Currencies GBP 13.83 14.96 15.01 14.58 14.62 12.40 USD 90% EUR Dec 16 Dec 17 Dec 181 Dec 19 Mar 20 Jun 20 Deposits by Type (€ bn) 17.85 16.51 16.84 16.69 16.25 16.30 6.31 6.18 6.71 7.59 7.44 7.62 Current & demand accounts 42% 1.54 47% 1.06 1.35 1.57 1.65 1.76 9.27 10.00 8.78 Savings accounts Time deposits 7.53 7.16 6.92 11% Dec 16 Dec 17 Dec 181 Dec 19 Mar 20 Jun 20 Deposits by customer Sector (€ bn) 17.85 16.51 16.84 16.69 16.25 16.30 8.98 10.31 Retail SME 4% 29% 10.05 10.15 9.98 10.15 Corporate 5% 0.80 0.91 0.83 0.80 0.77 0.79 62% 6.73 6.63 5.96 5.05 Global Corporate 4.79 4.68 -0.69 -0.71- -0.68 Dec 16 Dec 17 Dec 181 Dec 19 Mar 20 Jun 20 (1) The reduction relates to the sale of BOC UK in Sep 18 Bank of Cyprus Holdings 72
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