Investor Presentaiton

Unit Economics - EBITDA 10.5% EBITDA (In mn) and EBITDA Margin (%) 12.5% 12.9% 1,000 1,756 2,576 FY 19-20 FY 20-21 FY 21-22 0.033 FY19-20 EBITDA (In) per transaction EBITDA (mn) -0-EBITDA % 0.054 0.050 FY20-21 FY21-22 routemobile communication simplified Non-linear business model creates high operating leverage EBITDA as % of Gross Profit increased from 52% in FY19-20 to 63% in FY20-21 and 61% in FY21-22 (1) Net loss on FX transactions and translation and ESOP benefit expenses (non-cash) are excluded from EBITDA for respective periods 23

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