Investor Presentaiton

O Rate comparison Reference Rate vs Consumer Yield Reference Rate vs Loan Portfolio's Yield 30.0% 20.0% 14.0% 28.4% 28.9% 34.0% 12.4% 12.0% 10.9% 32.0% 27.0% 25.0% 26.0% 9.7% 9.8% 15.0% 10.0% 9.5% 30.0% 8.0% 7.2% 7.4% 9.25% 28.0% 9.6% 9.1% 20.0% 9.1% 10.0% 5.7% 5.8% 6.0% 9.25% 26.0% 25.3% 24.0% 15.0% 4.25% 10.0% 4.75% 4.0% 5.0% 4.25% 13.6% 2.0% 4.75% 23.0% 22.0% 22.1% 0.0% 20.0% 0.0% ondef mam j j a sonde 2020 2021 f mam j ja S O 2022 Total Yield Banxico Ref. Rate Commercial Consumer Government ondefmamjjasondefmamj ja so 2020 -C.Card Mortgage 2021 Payroll Banxico Ref. Rate Source: CNBV, Banxico * Personal Loans + Auto loans 23 23 2022 Auto Div DB Rev Dep NIM TI LD Loan BAP Guid ESG Eco NI ROE ICAP Mkt App Hist C/I GRUPO FINANCIERO BANORTE

View entire presentation