4Q 2022 INVESTOR PRESENTATION

Balance Sheet Trends Balance sheet growth of 11% from increase in financing and investments Management Commentary ■ Growth in total assets of 16% YoY mainly driven by 16% financing growth and 16% growth in investments. ■ Total liabilities grew by 18% during FY 2022 mainly from a 20% rise in customers' deposits and an 8% increase in SAMA & Interbank deposits. SAR (mn) مصرف الإنماء alinma bank Total Assets Movement YoY (SARbn) +16% 20.2 0.2 200.4 173.5 1.3 5.3 4Q 2022 4Q 2021 A% 3Q 2022 A% Total assets 4Q 21 Cash, interbank Investments Financing Other & SAMA +13% Total assets 4Q 22 +16% +16% +6% Cash, interbank & SAMA balances 11,178 Investments Financing 38,529 146,492 Other assets 4,238 Total assets 200,436 9,915 33,278 126,271 4,012 173,476 +13% +16% 10,935 +2% Due to SAMA, banks & other Fl 16,483 15,240 Customers' deposits 145,168 121,061 Other liabilities 6,908 6,465 Total liabilities 168,560 142,765 +18% 38,268 +1% +16% 139,987 +5% +6% 4,039 +5% +16% 193,229 +4% +8% 23,225 -29% +20% 132,048 +10% +7% 6,654 +4% 161,927 +4% Total Liabilities Movement YoY (SARbn) +18% 24.1 0.4 168.6 142.8 1.2 Share capital 20,000 20,000 +0% 20,000 +0% Retained earnings 4,285 3,619 +18% 5,373 -20% Other reserves 2,591 2,092 +24% 929 Tier 1 sukuk 5,000 5,000 +0% 5,000 +179% +0% Total liabilities 4Q 21 Total equity 31,876 30,711 +4% 31,302 +2% Due to SAMA, banks Customers' deposits & other Fl +8% Other Total liabilities 4Q 22 +20% +7% 4Q 2022 INVESTOR PRESENTATION 22/49

View entire presentation