SMC Investor Presentation

9M-FY22 NBFC Business in numbers Satisfied Customers 240+ Channel Partners ~67,377+ 7 Branches Employees 181 年 Collection Efficiency 100%+ Net Worth INR 3,524 Mn Hv smc Moneywise. Be wise. Number of Lenders 13 Loan AUM INR 5,414 Mn Cumulative Loans Disbursed INR 14 Bn+ NNPA % 1.61% ROTA % 2.70% Revenue INR 705 Mn Total Borrowings/Leverage Ratio INR 2,449 Mn/ 0.7x Secured Loans % 53% до OPEX-AUM 3.90% Investor Presentation Cost of Borrowing % / NIM % 9.11% / 10.80% Credit Cost-ANR / PCR 2.10%/77%

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