Tokyo Investor Day

SOLVENCY MARGIN RATIO Solvency margin position of Prudential's Japanese insurance companies - well capitalized and financially secure SMR March 31, 2016(1) Prudential of Japan 801% Stressed Scenario Consistent with Target Gibraltar Life 928% Consistent with Target Stressed Scenario (2) . Japan Equity Down 55% • Real Estate USD & AUD Exchange Rates • Interest Rates Down 35% Strengthening 20% Up 100 bps 1) Based on Japanese statutory accounting and risk management standards applicable to regulatory filing. On a consolidated basis. Represents indicated change applied to asset valuation as of March 31, 2016. 2) Prudential Tokyo Investor Day 9.15.2016 16

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