Scotiabank Earnings Update

Scotiabank # days 10 8 6 + 2 Trading Revenue Trading Revenues ($ millions) امل 0 Λ (14) (5) (4) (3) (2) (1) 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 91% days had positive results in Q3/07 vs. 95% in Q2/07 45 Strong Capital Ratios, Growth in Risk-Weighted Assets % of Risk-Weighted Assets Scotiabank Risk-Weighted Assets ($ billions) 10.0 10.2 10.4 219.8 213.1 10.1 206.8 9.7 197.0 190.3 8.4 8.3 8.4 8.0 7.7 Q4/06 Q1/07 Q2/07 Q3/07 Loans & acceptances Residential mortgages Securities Cash, Other assets & Off balance sheet Q3/06 Q4/06 Q1/07 Q2/07 Q3/07 Tier 1 Q3/06 Tangible Common Equity (TCE) 46

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