Q3 2014 Overview

Other Segment 2 Net Income ($MM) (1) (2) Q3/13 Q4/13 Q1/14 Q2/14 Q3/14 31 16 13 72 Highlights ■ Net income up Y/Y - Higher revenues from asset/liability management Higher net gains on investment securities (37) Includes Group Treasury, smaller operating segments, and other corporate items which are not allocated to a business line. The results primarily reflect the net impact of asset/liability management activities. Attributable to equity holders of the Bank Risk Review Scoti You' Stephen Hart Chief Risk Officer 13 Scotiabank Scotiabank 7

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