Investor Presentaiton

Financial Review Customer deposits continue to trend upward; reinforcing our robust funding base • FY 22 customer deposits increased by 21.8% to #7.1 trillion (FY 21: #5.9 trillion) Q1 23 customer deposits rose by 6.6% to #7.6 trillion (FY 22: #7.1 trillion) - Low cost deposits at FirstBank Nigeria continue upward trajectory accounting at 92.5% of total deposits as at Q1 23 (FY 22: 91.9%; FY 21: 91.2%) Rich retail franchise provide stable core deposit base FirstBank Nigeria low-cost deposits (1) Customer Deposits Mix (N'billion) Q1 23 2,524 FY 22 2,164 FY 21 1,866 1,928 2,369 2,414 1,316 1,317 20 7,591 1,080 1,491 20 7,124 1,005 1,035 16 ■Savings Current Term ■Domiciliary Electronic purse 5,850 91.4% 91.2% 91.9% 92.5% 83.3% 82.9% 85.0% 86.5% FY 16 FY 17 FY 18 FY 19 FY 20 FY 21 FY 22 Q1 23 (1) Deposits from customers less Term deposits 18

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