Investor Presentaiton

Corporate and Investment Banking – loan and deposit portfolio - Net loans +2.6% +12.8% -5.0% -4.5% Deposits -8.0% -4.8% +4.5% +4.6% 5,056 5,101 4,752 4,560 4,722 4,784 4,847 3,976 79% 3,987 78% 3,792 78% 3,743 79% 3,789 79% 4,195 4,015 3,831 1,396 29% 1,724 38% 1,272 30% 1,456 36% 1,363 36% 3,356 71% 2,836 62% 2,922 70% 2,468 64% 2,559 64% 980 21% 995 21% 1,080 21% 1,114 22% 1,054 22% Mar-21 Jun-21 Sep-21 Net loans, GEL Dec-21 Net loans, FC Mar-22 Mar-21 Jun-21 Sep-21 ■Client deposits and notes, GEL Dec-21 Mar-22 Client deposits and notes, FC Growth on a constant currency basis Starting from 3Q21, the Wealth Management business has been reclassified from Corporate and Investment Banking to Retail Banking. The comparative periods have been restated accordingly. 45

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