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Investor Presentaiton

PRIVATE PORTFOLIO COMPANIES' DEBT MATURITY PROFILE GROSS DEBT MATURITY AS OF 31 DECEMBER 2020 (GEL MILLION) 2021 2022 2023 2024+ Total Large portfolio companies 110.3 184.5 36.3 593.7 924.8 Healthcare Services 101.5 184.5 36.3 82.4 404.7 Retail (Pharmacy) 8.8 8.8 Water Utility (Green bonds) 511.3 511.3 Insurance Investment stage portfolio companies 3.5 3.7 3.8 318.3 329.3 Renewable Energy (Green bonds) 308.0 308.0 Education 3.5 3.7 3.8 10.3 21.3 Other businesses 170.1 243.7 50.2 208.1 672.1 Total 283.9 431.9 90.3 1,120.1 1,926.2 Gross debt of other businesses includes: 1. A 3-year US$ 30 million bonds issued on the local market in 2019 with a 7.5% annual coupon rate, maturing in Dec-21. Bonds are backed by commercial real estate. 2. A 3-year US$ 35 million bonds issued on the local market in Oct-19 with a 7.5% annual coupon rate, maturing in Oct-22. Georgia Capital PLC | General note: Gross debt maturity profile comprises outstanding principal payments. GEORGIA CAPITAL 82
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