Financial Performance Highlights
Balance Sheet, National Bank of Iraq
Cash & Balances
Direct Credit Facilities, net
Investments Portfolio
Other Assets
All values in USD thousands
2017
2018
2019
2020
Mar-21
CAGR (2017-Q1 21)
Growth (2020)
319,924
317,734
298,623
302,241
321,864
0.2%
1.2%
108,781
63,665
143,636
217,534
300,667
40.3%
51.4%
1,299
22,291
49,255
49,150
50,364
238.4%
-0.2%
53,828
37,728
43,114
35,223
131,731
34.8%
-18.3%
483,832
441,417
534,628
604,147
804,626
18.5%
13.0%
Total Assets
Banks & FI Deposits
0
788
7
121
14,110
3858.0%
Customer Deposits & Margins
242,439
198,157
285,085
337,282
500,884
27.4%
18.3%
Loans & Borrowings
2,562
4,370
14,322
45,414
49,345
168.1%
217.1%
Other Liabilities
25,445
39,698
22,948
23,644
39,918
16.2%
3.0%
Total Liabilities
270,446
243,013
322,361
406,461
604,257
30.7%
26.1%
Paid in capital
211,452
211,452
211,452
211,452
211,452
0.0%
0.0%
Statutory Reserve & General Risk Reserve
6,219
3,257
3,116
4,182
4,182
-12.4%
34.2%
Retained Earnings
(4,606)
(26,471)
(14,894)
(2,251)
37,869
-301.8%
-84.9%
Current Period Profit
10,924
11,566
13,738
16,071
1,735
-45.8%
17.0%
Fair Value & FX Reserves/ Adjustments
(10,604)
(1,399)
(1,146)
(31,768)
(54,870)
73.0%
2672.0%
Equity attributed to Shareholders
213,385
198,405
212,266
197,686
200,369
-2.1%
-6.9%
Total Regulatory Capital
Total RWAs
Capital Adequacy %
95,728
145,313
192,829
197,973
199,636
471,035
482,406
615,000
773,939
1,150,336
20.3%
30.1%
31.4%
25.6%
17.4%
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