2020 Financial Highlights slide image

2020 Financial Highlights

Key Regulatory & Policy Changes ■ MPC retained policy rate at 13.5% but increased CRR by 500bpts to 27.5%. " CBN kept the LDR unchanged at 65.0% for Deposit Money Banks (DMBs). CBN approved regulatory forbearance for assets funded with its intervention funds. Bankers Committee agreed donation modalities for Covid-19. Tier | = N500m | Tier II = N250m | Others = N100m ■ MPR reviewed downward to 11.5% from 12.5%, while the asymmetric corridor was lowered from +200/-500bps to +100/-700bps. ■ Other policy rates retained. ■ CBN drops the minimum benchmark for interest rate on savings accounts to 10.0% of MPR from 30% of MPR. ■ PMS pump price increased to N151.56 per litre from N145 effective 2nd Sep 2020 Q1 Q2 MPR reduced by 100bpts to 12.5% while other policy rates remained unchanged. ■ Interest rate on savings deposits dropped to 3.75% from 4.05% due to reduction in MPR. CBN resumed FX sale to SMEs and for invisibles including payment of tuition fee. FG approves the suspension of interest payment on state government debts. Q3 Q4 ■ The Nigerian Electricity Regulatory Commission (NERC) approved service reflected tariffs in the Power Sector effective 12th Oct 2020. ■ CBN approved the option of receiving diaspora remittances in NGN or USD FG reopens 4 land boarders (Seme | Maigatari | llela | Mfun) ■ The Senate passed the N13.6bn appropriation bill. www.fidelitybank.ng
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