Quarterly Trended Statement Of Operations
Santander Group
Santander is a leading retail and commercial bank headquartered in Spain. It has a meaningful presence in 10 core markets in Europe and the Americas.
The United States is a core market for Santander, contributing 18% to 1H 2022 underlying attributable
profit, down from record high levels 24% in 1H 2021.
1H 2022 loans & advances to customers¹
Digital Consumer
Bank: 12%
South America:
15%
€1,015B*
Total
Mexico: 4%
USA: 11%
Gross Loans
Europe: 58%
Santander
1 Loans and advances to customers excluding reverse repurchase agreements
2
3
As a % of operating areas. Excludes corporate center. Source: Santander's 1H 2022 earnings presentation
Excludes other North America expenses
Figures in International Financial Reporting Standards ("IFRS")
Contribution to 1H 2022 underlying attributable profit²
Digital Consumer
Bank: 10%
South America:
33%
€4.9B*
Underlying
Attributable
Profit
Europe: 31%
Mexico: 9%
3
USA: 18%
4View entire presentation