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CIBC Investor Presentation

Business Strategic Priorities: Canadian Personal & Business Banking Focus on Effectiveness and Operational Excellence Build on sales effectiveness by strengthening core capabilities, ensuring Purpose-driven accountabilities and efficient client contact strategies • Achieve operational excellence by ensuring efficient and effective processes that address key client irritants • • • Deliver personalized advice and experiences Focus on client's end-to-end payment experiences as a key differentiator with focused investments Provide personalized advice and experiences supported by new tools and capabilities Selective enhancements to our product offering More opportunities for clients to bank digitally Continued investments in virtual/digital banking, making it easy for clients to onboard and bank with us 0000 Rejuvenating Our Personal and Business Banking Franchise $ CIBC CIBC Investor Presentation | 14
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