Wholesale Banking - Positioned for Growth

Provision for Credit Losses (PCL) Impaired and Performing PCL1,2 ($MM) TD Highlights Impaired PCL quarter-over- quarter increase largely reflected in the consumer lending portfolios Q4/22 Q3/23 Q4/23 Total Bank 617 766 878 Impaired 454 663 719 Performing 163 103 159 Canadian Personal & Commercial Banking 229 379 390 Impaired 184 285 274 Performing 45 94 116 U.S. Retail Impaired 225 249 289 166 259 308 Performing 59 (10) (19) Wholesale Banking 26 25 57 Impaired 24 10 Performing 2 15 57 Corporate U.S. strategic cards partners' share 137 113 142 Impaired 80 109 137 Performing 57 4 5 Wealth Management & Insurance I Impaired . Performing . . I Performing PCL quarter-over- quarter increase driven by Wholesale Banking and Canadian Commercial lending portfolios 59 59

View entire presentation