Financial Health and Performance Overview
International Retail: Loans and Provisions
MEXICO
CHILE
CARIBBEAN AND
CENTRAL AMERICA
MARKETS
WITH
GREATER
WEIGHTING
ΤΟ
329
158
173
133
300
138
129
104
111
103
106
212
237
102
62 64
179
62
67 65
SECURED
51
124
139 154
133
109
119
122
120
102
98
93
91
963
72
170
195
78
58
45
133
39
124
46
108 115 95
62
Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23
31
Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23
Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23
MARKETS
1,194
PERU
1,588
COLOMBIA
WITH
GREATER
WEIGHTING
760
724
ΤΟ
UNSECURED
375
492
502
364
353
636
318
307
302
352
389
309 329
590
534
451
274
264 273
307
211
203
287 256
346
317
304
289
Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23
Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23
PCL as a % of average net loans (bps)1
PCLs on Impaired Loans as a % of average net loans (bps)1
Loan Balances Q2/23
Mexico
Peru
Chile
Spot ($Bn)
$19
$11
$33
Colombia
$6
Caribbean & CA
Total²
$13
$82
% Secured
89%
42%
79%
38%
76%
73%
1 Refer to page 54 of the Management's Discussion & Analysis in the Bank's Second Quarter 2023 Report to Shareholders, available on http://www.sedar.com, for an explanation of the composition of the
measure. Such explanation is incorporated by reference hereto; 2 Total includes other smaller portfolios; 3 Includes benefit of loss sharing agreement with partner related to credit card program
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