Asset Quality and Performance Overview

ARC Glossary and Key Notes AEPS Agri ΑΡΙ Aadhaar Enabled Payment System Agribusiness Banking Application Programming Interface Asset Reconstruction Company IFI Institutional Financial Inclusion INR Indian Rupee ΠΙΡΟ Initial Public Offering LAP Loan Against Property ATM Automated Teller Machine MF BC Business Correspondent Mn BIL Business Installment MSME Bps Basis Points NABARD Mutual Funds Million Micro, Small and Medium Enterprises National Bank for Agriculture and Rural Development BVPS Book Value Per Share NFB Non Fund Based C&IB Corporate & Institutional Banking NIM Net Interest Margin CAGR Compounded Annual Growth Rate INNPA Net Non Preforming Assets CASA Current Account and Savings Account NPA Non Performing Assets ICB Commercial Banking PCR Provision Coverage Ratio CBDT Central Board for Direct Taxes PIL Personal Installment Loan CC Credit Card Q1 3 month period ended June 30( April 1 - June 30) CEO Chief Executive Officer Q2 3 month period ended September 30( July 1 - September 30) CET1 Core Equity Tier 1 Q3 Cr Crore Q4 CRAR Capital to Risk Weighted Assets Ratio QoQ CSP Customer Service Point RBI 3 month period ended December 31( October 1 - December 31) 3 month period ended March 31 (January 1 - March 31) Quarter on Quarter Reserve Bank of India CSR Corporate Social Responsibility RoA Return on Assets DB & FI Development Banking & Financial Inclusion RoE Return on Equity DBT Direct Benefit Transfer RWA FICC Fixed Income, Currency and Commodity SDR FPI Foreign Portfolio Investor SLR FY GNPA G-Sec GST 12 month period ended March 31 Gross Non Performing Assets Government Securities Goods and Services Tax UPI US Risk Weighted Assets Strategic Debt Restructuring Statutory Liquidity Ratio Unified Payments Interface United States VCF Venture Capital Funds YoY Year on Year HUF Hindu Undivided Family apno ka bank | RBL Bank 3

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