Investor Presentaiton

Asset Profile - Reducing Government exposure Services 12.3% Misc. 4.3% Transport 3.5% HY 2013 Government 23.4% Agriculture 0.3% Misc. 4.94% Mining 2.3% Services, 12% Construction HY 2014 Government 14% *CAL Bank Bank on Our Service Agriculture, 2% Mining, 3% Construction 24.45% 24.6% Transport, 3% Commerce, 19% Manufacturi Commerce 18.4% Utilities 7.0% ng 3.9% Utilities, 13% Manufacturi ng, 4% Half-Year 2014 Investor Presentation - August, 2014 16

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