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Investor Presentaiton

Insurance & Credit Both Continue to Scale Improving Efficiency & Customer Experience policybazaar.com paisabazaar ➤ Consistent focus on consumer education - to get inbound consumers ➤ Scale is key for a marketplace: we are at an annual run rate* of insurance premium of over * 8,100 Cr growing at 50%+ YoY; lending / disbursals are at an annual run rate * of over ₹8,400 Cr ➤ Quality of business in terms of Claims ratios and Retention rates makes our business profitable for our partners ➤ Increasing efficiency of operations. ➤ Operational efficiency in the existing business has more than doubled in 3 years. ➤ New insurance premium per sales employee# has increased to 1.1 Cr from 46 lacs in 2019 ➤ c.210 Cr^ ARR of renewal revenue which has 90% Margins - this is a guarantor of profitability ➤ Focus on Consumer Delight ➤ Consumer Service ➤ Claims Assistance com TM Λ * - ARR of Jan 2022 unaudited management accounts #Unaudited management accounts ^ - ARR of Q3 FY22 unaudited renewal revenue from management accounts 8
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