Investor Presentaiton
Insurance & Credit Both Continue to Scale
Improving Efficiency & Customer Experience
policybazaar.com
paisabazaar
➤ Consistent focus on consumer education - to get inbound consumers
➤ Scale is key for a marketplace: we are at an annual run rate* of insurance premium of over
* 8,100 Cr growing at 50%+ YoY; lending / disbursals are at an annual run rate * of over ₹8,400 Cr
➤ Quality of business in terms of Claims ratios and Retention rates makes our business profitable for
our partners
➤ Increasing efficiency of operations.
➤ Operational efficiency in the existing business has more than doubled in 3 years.
➤ New insurance premium per sales employee# has increased to 1.1 Cr from 46 lacs in 2019
➤ c.210 Cr^ ARR of renewal revenue which has 90% Margins - this is a guarantor of profitability
➤ Focus on Consumer Delight
➤ Consumer Service
➤ Claims Assistance
com
TM
Λ
* - ARR of Jan 2022 unaudited management accounts #Unaudited management accounts ^ - ARR of Q3 FY22 unaudited renewal revenue from management accounts
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