Acquisition of Marshall & Ilsley Corp.
Loan Portfolio Characteristics
Total Loans Outstanding
US$39.7 billion
As at September 30, 2010
Consumer (US$11.1 billion)
Home Equity
39%
Consumer
28%
Commercial Real
Estate
31%
C&I
41%
Other
19%
1st Mortgage
42%
C&I (US$16.2 billion)
Other 1
33%
Manufacturing
18%
Wholesale
10%
Fin. Inst.
7%
Retail
6%
Owner Occupied
Commercial Mortgage
26%
CRE (US$12.4 billion)
Investor Owned
Commercial Mortgage
71%
Diversified loan portfolio mix by both asset class and
geography
➤ primarily Midwestern footprint
Retail portfolio consists primarily of residential secured loans
► Predominately prime
Home Equity primarily in WI (36%) with approximately
37% of the portfolio located in non-footprint states due to
a wholesale origination channel.
C&I portfolio consists of a diversified base of small business,
middle market, large corporate and public sector customers
across various industries and regions.
CRE portfolio comprised primarily of Investor Owned
Commercial Mortgages
Continued credit stabilization and improving asset quality of
loan portfolio over recent quarters
M&I has actively managed its loan portfolio to mitigate
credit risks
Non-performing loans as a percentage of total loans
have fallen since 2009 to ~4.0%
Stressed C&D portfolio now represents only 9% of total
loans vs. 23% in Q3 2007
Note: Loan portfolio detail based upon stratifications provided during the Q3 2010 call report.
1. Other C&I includes Portfolio Segments that are each <5% of the total.
BMO
Financial Group
Developer
29%
Acquisition of Marshall & Ilsley Corp. December 17, 2010
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