Global Wealth Management: 2012 Outlook

22 Strategy in action Canadian Banking 2012 Outlook Anatol von Hahn Group Head, Canadian Banking Canadian Banking: 2012 Outlook . Retail & Small Business Banking: . Scotiabank Loan and deposit growth steady Auto business strong - Margin stabilizing - Focus on deposits, payments and wealth management Commercial Banking: - Continuing opportunities for asset and deposit growth PCLS: - - Retail deliquencies and PCLs have leveled off Commercial PCLs steady Operating leverage positive for the year Scotiabank

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