Investor Presentaiton
1.
2.
$ In Thousands
Loan Growth
IN
$1,000,000
$800,000
$600,000
$400,000
$200,000
$-
6.50%
6.00%
Total Loans Held for Investment (HFI)
IIII
1Q'22
2Q'22
3Q'22
4Q'22
10'23
2Q'23
3Q'23
Core Loans PPP Loans
Total Yield on Loans 1,2
5.97%
4Q'23
Total Loans HFI of $902.1 million
Total Loans HFI growth of $55.4 million, or 6.5%, for the
trailing one-year period
Loans HFI increased $405,000, during the quarter
MRQ total loan yield of 5.97%, compared to 5.77% in
3Q'2023, and 5.55% for 4Q'22
MRQ included $398,000 in purchase discount accretion,
compared to $354,000 in 3Q'2023, and $1.0 million in 4Q'22
5.50%
5.00%
4.50%
4.00%
10'22
2Q'22
3Q'22
4Q'22 1Q'23
2Q'23
3Q'23
4Q'23
3Q'2022 loan yield was favorably impacted by a one-time recognition of $983,000 in loan interest and fee income collected from a nonaccrual real estate loan sold during the quarter.
2Q'2022 loan yield was favorably impacted by a one-time recognition of $766,000 in prior period charged-off loan interest income collected on purchased credit impaired loans.
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