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Gold Loan Portfolio Analysis

REVENUE & PROFIT Standalone Financial Results ā“‡ Muthoot Finance (in millions) YOY Q1 FY 2023 Q4 FY 2022 Q1 FY 2022 Growth FY 2022 (%) INCOME Interest Income 24,816 26,410 26,837 (8) 109,560 Other than Interest Income 277 374 312 (11) 1,424 Total 25,093 26,784 27,149 (8) 110,984 EXPENSES Finance Cost 9,416 9,208 9,822 (4) 38,358 Employee benefit Expense 2,715 2,543 2,246 21 9,487 Administrative & Other expenses 2,480 2,066 1,562 59 7,421 Impairment on Financial Instruments (577) (700) 337 (271) 1,270 Directors Remuneration 112 589 68 19 64 815 Depreciation & Amortisation 129 158 114 13 539 Total 14,275 13,866 14,148 1 57,890 PROFIT Profit Before Tax 10,818 12,918 13,001 (17) 53,094 Profit After Tax 8,020 9,603 9,712 (17) 39,543 21
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