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Investor Presentaiton

Other Operations and Legacy Portfolio ($ in millions) 4Q18 4Q19 Other Operations Results: Total adjusted revenues $182 $220 Benefits, losses and expenses: Policyholder benefits and losses incurred 15 10 Acquisition expenses 5 4 Other Operations Key Takeaways General operating expenses 332 342 Interest expense: Interest ― Corporate 264 260 Interest Other1 Total Interest expense Total benefits, losses and expenses 17 57 ■ Other Operations APTL before consolidation and eliminations increased slightly due to an increase in interest expense from consolidated investment entities of $44 million 281 317 633 673 Adjusted pre-tax loss before consolidation ($451) ($453) and eliminations Consolidation, eliminations and other adjustments 31 (133) Adjusted pre-tax loss ($420) ($586) ($ in millions) 4Q18 4Q19 Legacy Portfolio Results: General Insurance run-off lines $7 ($8) Life and Retirement run-off lines (137) 103 Legacy Investments (20) 82 Adjusted pre-tax income ($150) $177 Noteworthy Items (pre-tax): Catastrophe losses, net of reinsurance in General Insurance $28 ($2) Legacy Portfolio Key Takeaways ☐ Legacy Life and Retirement APTI increased due to higher NII and 4Q18 $105M loss recognition expense on certain Accident and Health cancer and disability blocks Legacy Investments adjusted pre-tax income increased primarily due to higher NII and lower GOE Annual actuarial assumption update charge in Life and Retirement ($105) 1) Interest expense-other primarily represents interest expense on consolidated investment entities. AIG 17
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