IndusInd Bank Financial Overview

Credit Cost FY16 FY17 FY18 FY19 Q1FY20 Q2FY20 Q3FY20 Q4FY20 FY20 (Rs Crs) Corporate Bank 258 401 468 2,134 67 101 283 1,442 1,893 Consumer Finance 244 303 433 585 237 262 293 344 1,136 Gross Credit Costs 502 704 901 2,719 304 363 576 1,786 3,029 Gross Credit Costs 57 62 62 146 16 18 28 86 146 (Basis Points on Advances) Net Credit Cost 468 672 856 2,689 293 348 575 1,757 2,973 Net Credit Costs (Basis Points on 53 59 59 144 15 18 28 85 144 Advances) PCR 59% 58% 56% 43% 43% 50% 53% 63% 63% 19% 38% 49% 43% 48% 55% 51% 78% 78% 81% 62% 51% 57% 52% 49% 45% 22% 28% FY16 FY17 FY18 FY19 Q1FY20 Q2FY20 Q3FY20 Q4FY20 FY20 Corporate Loan Book Consumer Finance Loan Book 26 IndusInd Bank

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