Investor Day 2023

5. Top four private bank in Asia¹ AUM Growth² Income (S$b) Cost to Income (%) Return on Equity (%) 9% 3.1% 1.1 1.7 46% VS CAGR³ Asian Peers4 2017 2022 2022 69% VS Asian Average5 16 30 2017 2022 Sharpened phygital model to leverage RMs and technology Outperformed on ROAUM driven by enhanced client engagement 12022 APB PB AUM League Table / 2 2017-2022/3 AUM growth of High Net Worth Individuals including DBS PB, TPC and Treasures customers with AUM ≥ $1.5m / 4 AUM growth of PB/HNW clients' of the following banks in Asian markets: UBS, Credit Suisse, HSBC, Morgan Stanley, Julius Baer, JP Morgan, Bank of Singapore, Goldman Sachs / 5 McKinsey Asia Private Banking Survey 2022 ☑DBS Joseph POON Group Head, Private Banking 1210pm Presentation Transformation expanded to Private Banking 12

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