Investor Presentaiton

Sahaj - Largest Retail Chain in the Country SREI Focusing on Delivering Products & Services to Rural Customers Together We Make Tomorrow Happen 82 138 119 1537 35250 Extensive Rural Distribution Platform 9027 178 10526 940 343 5017 231 110 37 2372 3812 4079 13 SAHAJ • Sahaj has ~72,113 Sahaj Mitr outlets rolled out across 23 states as on Dec 17 • Covering over 400 mn people (45% of India's rural population) Strong & Robust Technology Platform Technology Financial Services ⚫Life Insurance • Non-Life Insurance • Mutual Funds . Financial Inclusion Account Opening Unique Service Offerings Cash Deposits & Withdrawals Money Remittance Consumer Services • Electricity Bills •Mobile/DTH Recharge Product Distribution E-Learning & Skill Development •K-12 Supplementary • • Competitive Exam Preparation Skill Development Programmes G2C & e-Governance G2C services - Birth, Death, Caste certificates, Land records etc FastTag Electronic toll collection and RFID tagging & recharges PAN cards Strategy Leading To Growth Assist Assist a-Sahaj Products & Services Village Cash Real time transaction, monitoring and reconciliation End Consumers Products & Services Sahaj Mitr/Sahaj Param Mitr @ Retail Outlet rship e-Sahaj to Market d-Sahaj Sahaj Leading Bharat into a 'Smarter Future' Leveraging Technology novation Physical Supervision and Capacity building through Company Manpower e-Sahaj • Minimal Partially Assist ° Supervision • Role of Param Mitr Capacity building CRM support Self d-Sahaj . Direct to Customer CRM support • Mobile & web . Outreach 32

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