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Investor Presentaiton

Historical Performance 3Q 2020 4Q 2020 1Q 2021 2Q 2021 READY CAPITAL. 3Q 2020 4Q 2020 1Q 2021 2Q 2021 Dividends per Net Income²: $35.4 $27.6 $28.9 $30.9 Share: $0.30 $0.35 $0.40 $0.42 Dividend Yield Distributable Earnings²: $32.1 $28.8 $24.7 $41.4 on Market Price1: 10.82% 10.93% 11.92% 10.59% Distributable Earnings per Share: $0.57 $0.51 $0.41 $0.52 Book Value per Share3: $14.84 $14.98 $14.89 $14.87 TOTAL SHAREHOLDER RETURN 120% 100% 80% 60% 40% 20% 0% -20% -40% Nov-16 Q4'16 Q1'17 Q2'17 Q3'17 Q4'17 Q1'18 Q2'18 Q3'18 Q4'18 Q1'19 Q2'19 Q3'19 Q4'19 Q1'20 Q2'20 Q3'20 Q4'20 Q1'21 Q2'21 1. As of quarter end market prices 2. In millions 3. Excludes the equity component of our 2017 convertible note issuance 35
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