RBC Business Segments Overview
Strong financial profile
30.7
29.1
Revenue
($ billions)
34.1
2012
2013
2014
Return on Equity (1)
9.6
8.5
8.3
7.5
Net Income
($ billions)
9.0
Q1/2014
Q1/2015
2012
2013
2014
2.5
2.1
RBC
Q1/2014
Q1/2015
Q1/2015 Basel III Capital and Leverage ratios
"All-in" basis (2)
■ Common Equity Tier 1
9.6%
■ Tier 1 Capital
11.0%
19.6%
19.7%
19.3%
19.0%
18.1%
■ Total Capital
13.0%
Leverage Ratio(3)
3.8%
Credit ratings (4)
Moody's
S&P
Fitch
DBRS
2012
2013
2014
Q1/2014
Q1/2015
Aa3
Negative
AA-
AA
AA
Negative
Stable
Stable
Investor Relations
5
(1) ROE may not have a standardized meaning under GAAP and may not be comparable to similar measures disclosed by other financial institutions. For additional information, see slide 23. (2) Capital calculated to include
all regulatory adjustments that will be required by 2019 but retaining the phase-out rules for non-qualifying capital. Refer to the Capital Management section of our 2014 Annual Report and the Capital Management section of
our Q1/2015 Report to Shareholders for details on Basel III requirements. (3) Effective Q1/2015, the Leverage Ratio replaces the Asset-to-Capital multiple. (4) Based on long-term senior debt ratings as of February 23, 2015.View entire presentation