PitchSend

Investor Presentaiton

RESULT (R$ million) 12M20 12M19 % 12M 4Q20 3Q20 % 3M Net Interest Income 51,103 47,933 6.6% 12,396 12,432 -0.3% Fees 18,464 18,684 -1.2% 5,133 4,746 8.2% Total Revenues 69,567 66,617 4.4% 17,529 17,179 2.0% Allowance for Loan Losses -12,557 -12,099 3.8% -2,883 -2,916 -1.2% General Expenses -21,410 -21,238 0.8% -5,552 -5,375 3.3% Others -11,709 -12,004 -2.5% -3,239 -2,472 31.0% Profit Before Taxes 23,891 21,276 12.3% 5,856 6,415 -8.7% Taxes and Minority Interest -8,283 -6,726 23.1% -1,898 -2,513 -24.5% Net Income w/o extraordinary provision 15,609 14,550 7.3% 3,958 3,902 1.4% Extraordinary Allowance for Loan Losses -3,200 Taxes 1,440 I NET PROFIT 13,849 14,550 -4.8% 3,958 3,902 1.4% Santander 33

View entire presentation