Investor Presentaiton

2 Important notice The information contained in these presentations is intended to provide an overview of certain information relating to the businesses operated by Insurance Australia Group Limited ('IAG') in the United Kingdom and Gibraltar and the markets in which those businesses operate. It does not purport to be a complete description of these businesses. The information has been prepared in good faith by IAG. No representation or warranty, express or implied, is made as to the accuracy, adequacy or reliability of any statements, estimates or opinions or other information contained in this presentation (any of which may change without notice). To the maximum extent permitted by law, IAG, its directors, officers, employees and agents disclaim all liability and responsibility (including without limitation any liability arising from fault or negligence on the part of IAG, its directors, officers, employees and agents) for any direct or indirect loss or damage which may be suffered by any recipient through use of or reliance on anything contained in or omitted from this presentation. The information does not take into account your investment objectives, financial situation or particular needs. In making an investment decision, investors must rely on their own examination of IAG and its operation, including the merits and risks involved, and take independent professional advice in relation to the Information and any action to be taken on the basis of the Information. This presentation is not an offer for subscription, invitation, recommendation or sale with respect to the purchase or sale of any shares in any jurisdiction. The presentation does not constitute an offer to sell, or a solicitation of an offer to buy, securities in the United Sates or to any U.S. person (as defined in Regulation S under the U.S. Securities Act of 1933, as amended (the "U.S. Securities Act"). Securities may not be offered or sold in the United States unless the securities have been registered under the U.S. Securities Act or an exemption from registration is available. Certain statements contained in this presentation may constitute "forward-looking statements" or statements about "future matters" for the purposes of section 728(2) of the Corporations Act 2001 (Cth) and/or "forward-looking statements" within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. These forward-looking statements speak only as of the date of this presentation. The forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause IAG's actual results, performance or achievements to differ materially from any future results, performance or achievements expressed or implied by these forward-looking statements. Neither IAG, nor any other person, gives any representation, warranty, assurance or guarantee that the occurrence of the events expressed or implied in any forward looking statements in this presentation will actually occur. In particular, such forward-looking statements are by their nature subject to significant uncertainties and contingencies, many of which are outside the control of IAG. Nothing in this document forms the basis of any contract or commitment, or constitutes investment, legal, tax or other advice. IAG is not licensed to provide financial product advice in relation to an investment in its shares and there is no cooling-off period in relation to any such investment. IAG Insurance Australia Group

View entire presentation