Investor Presentaiton

Build up of Embedded Value LIC भारतीय जीवन बीमा निगम LIFE INSURANCE CORPORATION OF INDIA A. Free surplus (FS) Components B. Required Capital (RC) INR in Crore March 2022 March 2023 10,527 36,403 9,712 C. Adjusted Net Worth (ANW) (C=A+B) 10,527 46,115 D. Present value of future profits (PVFP) 5,47,724 5,53,480 E. Time Value of financial options and guarantees (TVFOG) (2,076) (2,629) F. Frictional Cost of required capital (FC) G. Cost of residual non-hedgeable risks (CRNHR) (14,682) (14,703) H. Value of in-force (VIF) Business (H=D+E+F+G) 5,30,966 5,36,128 I. Indian embedded value (IEV) (I=C+H) 5,41,492 5,82,243 Source: Corporation data. Figures may not add up due to rounding. 17

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