APTUS Key Growth Strategies and Historical Overview
15
Risk and Data Science Backed Centralized Underwriting
R
APTUS Ⓡ
Risk Management
Tech-
Intervention
Centralized
Processing
✓50 + key data
points are collected
for Customer
Profile Analysis
✓ Stage-wise
disbursement
through technical
visits
✓ Multiple touch
points to ensure
thorough
verification in
underwriting
process
✓Tech enabled
evaluation of
customers
✓ Integration of credit
score card with
lending application
for easier credit
evaluation
✓ Analyzing profiles
behaviour for
continuous
improvement of
parameters through
machine learning
for Better & Faster
credit decisioning
✓ Consistency in
underwriting with
expertise in state-
wise analysis along
with linguistic skills
✓ Effective training,
knowledge sharing
and monitoring
process
✔Quick adoption to
process change
Loans approved
within 72 hrs
> 90 %
APTUS™View entire presentation