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Investor Presentaiton

Repayment Assistance | Repayment assistance loans declined further Repayment assistance by type of borrowers (RM' bil) Retail SME Corporate 30% of total gross loans 33.7 2.6 16% of total 10.7 gross loans 17.8 2.2 6% of total gross loans 5% of total gross loans 20.4 9.0 4% of total gross loans SME: Repayment assistance by MIA status MIA 2 0.07 bil MIA ≥3 0.05 bil MIA 1 0.21 bil 14% 5% 4% Total Assistance: RM1.4bil MIA O 1.11 bil 77% Retail: Repayment assistance by MIA status 6.6 5.5 1.8 1.4 6.6 2.0 1.6 46 4.7 1.4 2.8 2.5 1.9 % of total gross As at As at As at As at As at ΜΙΑ 1 loans 12 Nov 21 18 Feb 22 13 May 22 31 July 22 31 Oct 22 0.24 bil 12% Retail 18% 6% 2% 2% 2% SME 10% 8% 2% 2% 1% Corporate 2% 2% 2% 1% 1% 1. Total loans re-enrolment into AMMB's internal R&R programme = RM2.3bil (2% of total gross loans) a. Of the RM1.9bil in Retail, RM1.4bil loans re-enrolled b. Of the RM1.4bil in SME, RM0.4bil RSME and RM0.5bil other SME loans re-enrolled respectively AmBank Group H1FY23 Results - Investor Presentation MIA 2 0.13 bil 7% MIA ≥3 0.13 bil 7% Total Assistance: RM1.9bil MIA O 1.41 bil 74% 4
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