Investor Presentaiton

Well Diversified Loan Book Loan Book (Rs crs) 193,520 197,113 2,01,247 186,394 144,954 44% 42% 42% 61% 61% Consumer Finance 56% 58% 58% (Rs crs) Sep-20 39% 39% Vehicle Loans Comm. Vehicle Loans 59,214 30% FY18 FY19 FY20 Jun-20 Sep-20 23,932 12% FY18 and FY19 are not Consumer Finance Division Corporate & Commercial Banking comparable due to reclassification of BBG & MFI Small Corporates 2% Utility Vehicle Loans Small CV 4,539 2% 3,691 2% Two Wheeler Loans 5,739 3% (Rs crs) Car Loans 7,460 4% Corporate Sep-20 Tractor 5,484 3% Banking Large 41,927 20% Corporates Mid Size Corporates 20% Mid size Vehicle Finance 39,889 20% Corporates 29% Small 3,611 2% Corporates Equipment Financing Non-Vehicle Loans Business Banking Loan Against Property Credit Card 8,369 4% 34,223 11,531 6% 17% 9,540 5% 4,853 2% Total Advances 85,427 42% Large Corporates 21% BL, PL, AHL, Others Microfinance* 8,299 4% Non Vehicle Retail 17% Total Advances *includes BFIL 22,383 1,15,820 11% 58% Microfinance 11% 12 IndusInd Bank

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