3Q 2023 Financial Performance

ESG | ESG GOVERNANCE A comprehensive ESG governance and policy framework was implemented in November 2022, with Board oversight BSF Board of Directors Executive Committee Audit Committee Board Strategy Committee ESG Board Committee Abdullatif Alothman Chairman Rayan Fayez Member Bader Al Issa Member البنك السعودي الفرنسي Banque Saudi Fransi Board Risk Committee Nomination & Remuneration Committee ESG Board Committee: supports the Board of Directors in achieving its targets in terms of ESG pillars to support BSF's ongoing commitment to sustainability matters which are an integral part of enhancing the Banks's long-term shareholder value. ESG Management Committee ESG Management Committee: represents and assists the ESG Board Committee in fulfilling its oversight responsibilities relating to ESG related matters Head of Corporate Governance & Chief Financial Officer ESG Chief strategy & Group Digital Officer Chief Human Resources Officer Chief Risk Officer Head of Wholesale Banking Group Treasurer Head of Group Marketing & Corp. Comms. Corporate Governance & ESG ESG Champions Division Head of Legal & Governance, Corp. Secretary ESG champions: Nominated champions across all groups/divisions/departments of BSF who are responsible for implementation 122

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