SMBC Group's Financial and Credit Portfolio slide image

SMBC Group's Financial and Credit Portfolio

Key strategic areas (JPY bn) External FY3/23 1,180 1,276.4 factors Transformation Continuous reform of business model 1 Build digital-based retail business 2 Strengthen payment business Reform domestic business I for possible interest rate hike Enhance wholesale business 3 utilizing digital technology Expand Improve capital efficiency 4 II institutional investor business with B/S discipline 5 Strengthen global CIB and S&T 6 7 Deepen and expand U.S. business Realize growth through our Multi-Franchise Strategy Growth Establish franchise in key strategic areas Build global portfolio III based on growth potential FY3/26 Copyright © 2023 Sumitomo Mitsui Financial Group. All Rights Reserved. 57
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