Market Leader with Potential for Further Penetration slide image

Market Leader with Potential for Further Penetration

Group contribution - International Banking at a Glance – the Preferred Choice Key Facts Key Highlights 96% of International Companies opened in 2022 are registered in Cyprus/European Economic Area and 3rd equivalent countries • >30% BOC DOO Fees and Commissions contribution to the Group c.€0.8 bn Diversified international loans >90% of Group deposits are from EU (country of residence) • #1 choice for International customers in Cyprus International Banking consists of: 22% Deposits 8% Loans International Banking Services: Financial partner of companies that select Cyprus as their business hub; capital light business facilitating their day to day operations Main market segments: Greece, Israel, and international technology companies relocated in Cyprus. International Corporate Lending: Building a diversified arm offering international lending in Greece and UK, Shipping Finance to Greece/ Cyprus market and International Syndicated participation loans No reliance on Russia and Belarus; c.1% of Group deposits Group Deposits by country of residence 1% 5% 2% 5% 87% Cyprus Other EU Other countries Other European countries, excl. Russia Russia/Belarus As at 31 March 2023 21
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