Fourth Quarter Investor Presentation
Noninterest Income | Diversified Fee Revenues
Noninterest Income
Noninterest Income
Notable Items
MTM-PF Swaptions
excl. Notable Items & MTM PF Swaptions
$498
$499
$512
$495
$509
$57
$18
$33
$498
$499
$455
$477
$476
3Q22
4Q22
1Q23
2Q23
3Q23
Noninterest Income vs. Prior Year
vs Linked Quarter
Highlights
Noninterest income increased $14 million QoQ driven by
positive MTM on PF swaptions as well as higher deposit service
charges including TM fees, offset by lower capital markets fees
Excluding the MTM on PF swaptions, adjusted noninterest
income was relatively stable QoQ
vs Prior Year
Noninterest income increased $11 million driven by positive
MTM on PF swaptions, higher card and payments, BOLI, and
deposit service charges, offset by lower capital markets revenue
and gain on sale
Noninterest Income by Category
$498 $7 $5 $4 $3 $2 $1
$33 $509
$498
$495
$509
$476
($7) ($13) ($24)
$33
MTM-PF Swaptions
$18
$73
$57
$49
Capital Markets
$60
$68
$62
Trust & Investments
$96
$102
$103
Card & Payments
$46
$44
$49
DSC-Commercial (incl. TM)
$47
$43
$48
DSC Consumer
$26
$33
$27
Mortgage
3Q23
$150
$130
$138
All Other and GOS
3Q22
2Q23
3Q23
Note: $ in millions unless otherwise noted
2023 Fourth Quarter Investor Presentation | 36 HuntingtonView entire presentation