Investor Presentaiton
Asset Quality
Significant improvement on sustained basis - PFL Standalone
Particulars
Dec-21
Sep-22 Dec-22
Stage 1 & 2 Assets
95.95%
98.23% 98.31%
Stage 1 & 2 PCR
3.85%
1.35%
1.26%
Gross Stage 3 (* cr) / GNPA*
420
224
223
Net Stage 3 (cr) / NNPA*
200
118
117
Gross Stage 3 / GNPA*
4.05%
1.77%
1.69%
Net Stage 3 / NNPA*
Stage 3 PCR
% of on book AUM
1.97%
52.44%
0.94%
47.31% 47.77%
0.89%
Portfolio well provisioned: On book AUM of discontinued portfolio has come down to 796 cr from 1,276 cr in Q2FY23
172 cr ( 1.2% of AUM) as on Dec22 from 246 cr (1.9% of AUM) as on Sep22
78 cr ( 45% of restructured book)
The restructured book reduced to
Restructured book in 0 bucket at
P
*The reduction in GNPA/NNPA is despite the alignment with revised NPA definition as per RBI circular | Comparison of aligned GNPA / NNPA Sep-22 onwards drawn from GS3/NS3 of previous periods
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