Investor Presentaiton
Income Statement
30
EUR M
Net interest income
H1 2021 H1 2020
2020
2019
2018
2017
2016
30.5
29.3
58.9
53.9
54.5
55.9
55.1
Net commission income
38.5
32.6
66.3
58.0
54.3
52.9
48.0
Other income
Total income
Staff costs
15.6
12.3
24.9
22.0
18.8
19.2
17.3
84.6
74.2
150.1
133.9
127.6
128.0
120.4
-36.0
-30.7
-62.9
-57.0
-57.1
-59.8
-57.0
Other expenses
-23.7
-22.3
-42.7
-40.5
-40.7
-40.0
-34.3
Total expenses
-59.7
-53.0
-105.6
-97.5
-97.8
-99.8
-91.3
Profit before impairment losses
25.0
21.3
44.6
36.4
29.8
28.2
29.2
Net impairment loss on financial assets
-0.6
-4.6
-4.9
-3.2
-0.8
-2.1
-4.1
Net operating profit
24.4
16.7
39.7
33.2
29.0
26.0
25.1
Income taxes
-4.5
-3.5
-8.2
-6.9
-6.1
-5.3
-5.4
Net profit for the period
19.8
13.2
31.5
26.3
22.9
20.7
19.7
Non-controlling interests
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Shareholders in Bank of Åland Plc
19.8
13.2
31.5
26.3
22.9
20.7
19.7
ÀLANDSBANKENView entire presentation