Muthoot Finance Business Overview

Ⓡ BREAK-UP OF OPERATING EXPENSES Yearly (in million) Muthoot Finance Quarterly in millions) Q1 FY Mar-23* Mar-22* Mar-21* Mar-20* Mar-19* Mar-18* Mar-17 Mar-16 2023* Q4 FY 2023* 2023* Q1 FY Employee Benefit Expenses 11,044 Rent 2,487 2,350 9,487 9,270 9,657 8,415 7,393 7,280 6,418 2,189 3,226 3,086 2,715 2,158 1,974 1,913 1,808 1,713 659 643 616 Advertisement & Publicity 1,581 1,197 1,190 1,163 1,056 720 531 626 311 446 467 Communication Costs 422 498 387 355 368 404 372 378 33 93 126 110 Traveling and Conveyance 365 271 210 273 240 182 186 187 96 98 83 Printing and Stationery 192 150 151 177 153 136 129 144 42 66 35 Repairs and Maintenance 505 568 276 283 280 304 362 290 140 152 127 Legal and Professional 402 283 387 260 203 154 124 93 96 140 155 65 Charges Business Promotion Expenses 206 7 369 720 481 209 201 149 68 68 38 Directors Remuneration 950 815 793 633 561 431 362 196 123 616 112 Depreciation and Amortisation 583 539 507 431 421 439 482 575 133 171 129 Expenses Others 2,440 2,098 2,075 1,677 1,260 2,970 835 1,014 589 685 938 Provision For Standard & NPA 2,647 1,223 Assets Impairment on Financial instruments 605 Total 21,782 1,270 19,533 18,754 950 957 259 316 860 753 (577) 18,744 15,670 15,571 15,319 13,006 6,480 7,066 4,858 *Under IND-AS 53

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